Spectrum Travel Insurance
Our travel insurance is designed to protect you from those unexpected situations, either before or during your trip. We offer you peace of mind with cover for unforeseen costs including medical expenses, lost luggage, delays and cancellations.
Single Trip Travel Insurance
We believe travel insurance is as important as a passport, foreign currency and your sunglasses. That’s why our Single Trip policies offers great, simple cover for almost any occasion, whether you plan to simply relax on a beach in Spain or need cover for that business trip to Zurich.
One trip, one policy, peace of mind
Annual Multi-Trip Travel Insurance
If you travel more than once a year, this policy will not only save you time and it can save you money. With an Annual Multi-Trip policy, you can be covered to go away as many times as you like with just one policy and all policyholders can travel independently.
Ideal for the frequent traveller.
Long Stay Travel Insurance
Going on an around the world trip or just seeking sunnier climes for the winter months? This policy will provide cover for all the essentials you’d expect and whilst you may be going long-haul, we believe buying insurance should be quick and easy…
Insurance that’s with you all the way
Gap Year Travel Insurance
Designed with backpackers or those going abroad to study in mind. This flexible insurance even allows you to return home for short periods without invalidating the policy. Plus if you’re planning to earn some extra cash, we cover jobs including bar/restaurant work and fruit picking.
Adventure travel without the worry
Why Choose Spectrum Travel Insurance?
24/7 Emergency Helpline
100+Activities Covered FREE
Up to
£10m Medical Cover Per Person
Up to
£10,000 Cancellation Cover Per Person
Tailor Your Policy
We offer a range of policy extensions to suit the needs of your trip by providing you with additional cover. Our policy extensions can be added to your policy, below are some details of policy extensions that we provide
Winter Sports Insurance
Spectrum Winter Sports Travel Insurance provides specialised cover for aspects including piste rescue, emergency medical treatment, lost or stolen ski equipment and much more.
Crusie Cover
If you’re planning a Cruise holiday, we offer a specialist extension on our Single and Multi Trip policies. The Cruise Extension must be added to your policy if you’re planning a cruise, which we define a cruise as “a pleasure voyage of more than 72 hours duration, sailing on sea/s or oceans and/or including stops at various ports”.
Gadget Cover
If you can’t be without your devices you may be concerned about them getting lost, stolen or damaged while you’re on holiday. Make sure you’re covered for every eventuality by taking out dedicated Gadget Cover add on when you purchase your Spectrum travel insurance policy. This will give you the peace of mind that your gadgets are covered just as well as you are.
Trip Disruption
If the trip that you have booked involves a lot of connecting flights you may be concerned that if you miss one of your connections this will result in you having to arrange expensive replacement flights and/or accommodation. At Spectrum, we offer optional Travel Disruption cover which will provide you with added protection for some of those unexpected issues that may hit your travel plans.
Wedding Cover
If you’re heading abroad to get married this year you’ll no doubt be excited about your magical getaway. While there’ll be lots to organise in preparation for the big day, have you considered cover for those all-important wedding rings, wedding attire as well as all of your gifts?
Spectrum Travel Insurance is here to help with its dedicated Wedding/Civil Partnership Cover which will give you the peace of mind that you’re covered should something go awry.
Business Plus
If you’re planning to go on a work-related trip this year, you’ll likely have a lot of different things that are concerning you. You may be transporting important business documents and/or equipment, as well as having to organise staff travel arrangements.Spectrum’s Business Plus cover can offer an extra level of protection from issues such as staff suddenly falling ill and damaged business equipment.
Golf Plus
If you’re planning on taking your clubs to foreign climes to enjoy a round or two of golf this year then you’ll want to ensure you’re covered for all eventualities with a Spectrum travel insurance policy.
Existing Customers
If you are an existing customer and you would like to renew your policy or review your policy wording, please click on the links below
*Single Trip from pricing is based on three nights in France, for a 50-year-old, individual traveller.
*Annual Multi-Trip from pricing is based on a 12 month, European policy, for a 35-year-old, individual traveller.
*Long Stay from pricing is based on 3 month, European policy, for a 35-year-old, individual traveller.